Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF)and GO2bank Secured Credit Cardholder Agreement ...No. Early access to your direct deposit is automatically enabled for your GO2bank account when you set up direct deposit. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and ...On: July 7, 2022. Asked by: Desiree Hintz. Advertisement. Direct deposits are an electronic payment method that uses the ACH network to move money between banks. In other words, direct deposits are one type of ACH transfer. …. Many employers will also use direct deposits instead of paying their employees in cash or with checks. Replace lost/stolen card. Find overdraft protection info. Password reset. Close your account. Find deposit options. Find eGift Cards purchased for myself. Find eGift Cards. Need help with your GO2bank card? Find out more information about passwords, lost or stolen cards, and card declines or contact our customer service team. Yes. You can stop using direct deposit and keep your account. Although you may lose access to some account perks by canceling direct deposit, it will not impact your ability to keep using your GO2bank account. To stop direct deposit to your account, contact your employer or benefits provider directly and they'll tell you how to do so.Finder Score: 4.2 / 5: ★★★★★. $0 per month. $0. 3.30% on balances of $0 to $50,000. Use promo code AXOS300 and apply by June 30th, 2024, to earn up to $300 bonus, $50 each month you meet requirements: Make direct deposits of $5,000+ each month for the first 7 months and maintain an average balance of $7,000.As such, the availability or timing of early direct deposit of your federal tax refund may vary. The name and Social Security number on file with the Internal Revenue Service must match your GO2bank account exactly or we will decline your deposit. ... You are about to leave GO2bank.com. GO2bank does not provide, and is not responsible for, the ...Automatic setup. Log in to the GO2bank app or GO2bank.com. Then access your "Direct deposit" page from the "Move money" menu. Tap or click the "Set up automatically" button at the bottom of the "Direct deposit" page to get started. Review the steps for how to automatically set up your direct deposit and hit “Continue.”. Yes. You will need to set up direct deposit separately for each employer. To check if you can automatically set up direct deposit to your GO2bank account, see "How do I set up direct deposit to receive my pay in my GO2bank account?". In the case where a dispute is denied and a provisional credit was issued to your account, it will be reversed 5 business days from the date the denial letter was mailed. Please ensure that there are sufficient funds in your account to cover the amount that will be deducted from your account, as well as any purchases or payments you plan to make. Check the estimated Social Security SSI payment schedule calendar on the Social Security website. To learn how to get your Social Security benefit payments up to 4 days early, see "How do I set up direct deposit to receive my government benefits in my GO2bank account?" the ultimate mobile bank account. Credit building. with no annual fee * * GO2bank Secured Visa Credit Card available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply. Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022.To check if you can automatically set up direct deposit to your GO2bank ... Help / Direct deposit. Cash a check. GO2bank Help: Cash a check. Help / Move money. Why can't I cash a check through the GO2bank app in the state of New York? Mobile check cashing through the GO2bank app is not available for use within the state of New York. If you ...If your check is not approved, your account will not be funded, and no fees will be assessed. The Ingo Money service also allows you to cash a check for no fee. If time is on your side, you can receive your money in 10 days if your check is not returned unpaid within the 10-day period. All checks are subject to approval for funding at Ingo ...One-time purchase price of up to $2.95. Initial deposit of $20-$500 required. Monthly fee. $0 whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period, otherwise $5 per month. Direct deposit. $0. Cash deposit. Up to $4.95 retail service fee. Transfer money from a linked bank account.These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.Yes. GO2bank uses the Ingo Money service which is provided by Ingo Money, Inc. and the sponsor bank identified in the Terms and Conditions for the service and Ingo Money, Inc., to cash checks remotely using the GO2bank app. If your check is approved, you can get your money in minutes for a fee. If time is on your side, the Ingo Money service ...A debit card provides an easy, convenient and secure way to receive your Unemployment Insurance benefit payments. If you are receiving your benefits on a Way2Go debit card, you have access to thousands of no-fee ATMs across the state through the Allpoint and Moneypass networks. General debit card FAQs. For more information call Conduent Way2Go ...In most cases, a direct deposit will hit at midnight between 12:00 AM and 6:00 AM on a scheduled payday or the following business day after the deposit was made. Direct deposits are designed to be immediate, meaning you receive payment on the same day the payer initiated the deposit.the ultimate mobile bank account. Credit building. with no annual fee * * GO2bank Secured Visa Credit Card available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply. Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022.Direct deposit Deposit cash Transfer money ... Your security deposit does not earn interest. Please refer to your GO2bank Secured Credit Cardholder Agreement & Security Agreement for details. ... GO2bank does not provide and is not responsible for the product, services or overall website content available at these external webpages. ...Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period ...payments via direct deposit, you can do this online or by phone. You may choose direct deposit as an alternate payment option by going online to www.jobsnd.com and clicking the UI ICE logo, and following the instructions provided or by calling 701-328-4995 and selecting the Change Payment Option on the main menu.These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.Direct deposit form. To set up direct deposit via form, open your Chime app and go to Move money, then Set up direct deposit. Tap Get completed form, and we’ll email you a completed direct deposit form as a PDF. On the form, you can designate whether you want your entire paycheck direct deposited into your account or if you want …What time does direct deposit hit prosperity bank. Get the up-to-date prosperity bank direct deposit form 2024 now Get Form. 4.3 out of 5. 27 votes. DocHub Reviews. 44 reviews. ... Funds from a bank transfer will be available on your GO2bank account by 10:00 pm PST, 3 business days after the transfer is initiated. ...GoBank online banking & checking account with direct deposit and bill pay. Free ATM network of 42,000+.These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.Go2Bank doesn’t have a fee for opening an account online, and it doesn’t charge a monthly fee as long as you receive at least one direct deposit per month. The …Direct Deposit is subject to the payor's support of this feature. Funds deposited via Direct Deposit will generally be available on the day we receive the funds transfer. You may review activity on your periodic statements or transaction history on www.PayPal.com, or call Customer Service at 1-888-221-1161 to verify receipt. How do I find the direct deposit routing and account numbers for my GO2bank account? Log in to your GO2bank account in the app. Tap “Move money” and then tap “Direct deposit.”. Or login in to your direct deposit page on GO2bank.com to find your account and routing numbers. what time does go2bank post direct deposits. uncouth is to crude as fancy is to lavish ...Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period ...These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.what time does go2bank post direct deposits. uncouth is to crude as fancy is to lavish ...These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.39 subscribers in the GO2bank community. ... 2 bank has 3 accounts in my name and 2 are fraudulent accounts they gave me final dispute credit and when they seen all direct deposit money come in they reinversed all the final credit and put provisional credit and started taking money out of my account blocked it and out of 4 000 left 1042 ...These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.TAX REFUND TIME: Get your tax refund up to 5 days early plus a chance to win $500 * * Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to Green Dot accounts opened at a tax professional's office.Yes. You will need to set up direct deposit separately for each employer. To check if you can automatically set up direct deposit to your GO2bank account, see "How do I set up direct deposit to receive my pay in my GO2bank account?".Mar 31, 2024 · Direct deposit of a payroll check from your employer will typically arrive right at midnight on payday, but it can sometimes take until around 9 a.m. Although direct deposit takes one to three business days to process, many employers use payroll software to set up a specific date that you’ll get paid, which speeds up the pay timeline. What is a term deposit? For an easy-to-understand definition – as well as real-life examples and a break down on how term deposits work – click here! Also referred to as a time dep...You may also set up direct deposit using your account number and routing number which you can provide to your employer or government benefits provider. Log into your account then tap on Move Money in the app or you can find the information on the website under direct deposit. Was this answer helpful? Yes.Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period ...Deposit options Direct deposit Deposit cash Transfer money Cash a check Deposit tax refund Build credit Secured credit card Credit Care Advantage About us Help ...Setting up direct deposit for payroll or government benefits. GO2bank™ Help Center.If your forgot your email address or password used to log in to your GO2bank account, tap "Trouble logging in" on the login screen in the app or GO2bank.com for help options. If you forgot the email you used for your username, you will need your card information and last 4 digits of your SSN. To reset your password, enter your email address ...Yes, it’s easy to transfer money by linking another bank account to your GO2bank account. Then, you can transfer money from that bank account to your GO2bank account for free. Transfers post in just 3 business days by 10pm PST. An activated, personalized debit card is required to make a bank transfer. You can also transfer money from another ...How much does it cost to deposit cash to my account using my debit card at a retailer? The retailer may have a service fee of $4.95 or less. Was this answer helpful? Yes. No.GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank.1 Banks That Allow Early Direct Deposit. 1.1 Affinity Credit Union. 1.2 Ally Bank. 1.3 American Express. 1.4 BluPeak Credit Union. 1.5 Capital One. 1.6 Chime. 1.7 Citizens Bank. 1.8 Credit Karma.The GO2bank Secured Credit Card is designed for people who are looking to build or rebuild their credit with responsible use over time. Like a traditional credit card, you have a credit limit and make monthly payments. The big difference is that you make a refundable security deposit (starting as low as $100) which will be returned back to you ...No monthly fee. $5 with eligible direct deposit. Overdraft protection up to $200 with opt-in and eligible direct deposit *. Up to $200. Up to $10. Free ATM network *. Early access to your pay *. Deposit cash at a retail store *. Cash checks with the app *.Yes. You can stop using direct deposit and keep your account. Although you may lose access to some account perks by canceling direct deposit, it will not impact your ability to keep using your GO2bank account. To stop direct deposit to your account, contact your employer or benefits provider directly and they'll tell you how to do so.A demand deposit is an account with a bank or other financial institution that allows the depositor to withdraw their funds from the account without… A demand deposit is a bank acc...GO2bank only allows you to transfer money from your personal bank account located within the U.S. to your GO2bank account. Others can transfer money from their bank account to your GO2bank account by visiting their bank's website or app. Was this answer helpful? Yes. No.Key takeaways. GO2bank is a fully-mobile banking platform with free in-network ATM access nationwide. Out-of-network ATMs cost $3 plus additional fees charged by the ATM operator. GO2bank offers up to 7% cash back on eGift cards from popular merchants in its app and up to $200 in overdraft protection after eligible direct deposits …Step 3: When your referred friend becomes a new GO2bank customer and receives a qualifying direct deposit, you'll both get $50 deposited into your accounts. * * In order for both the referred individual and the referring GO2bank accountholder to each qualify for and receive the $50 referral reward, the following conditions must be met: The referred individual may not have previously opened a ...Setting up direct deposit is easy! Just follow these simple steps: Ask your payroll or benefits provider if they offer direct deposit. If they do, text DD to 42586 or log in to your account to get your bank routing number and account numbers. Provide your account number and bank routing number to your payroll or benefits office.Welcome to the. GO2bank™ Help Center. How can we help? Help. Move money. Cash a check.Setting up direct deposit for payroll or government benefits; Managing direct deposit for payroll or government benefits; Account. Open an account. Activate your card ... email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder …Certificates of deposit (CDs) can be ideal for beginning investors. They’re relatively low risk when you compare them to other more volatile financial products, like stocks, becaus... GO2bank Help: Moving money, deposit cash using the app. Help. Move money. Deposit cash. Deposit cash using the app. GO2bank Help: GO2bank accountholders who receive direct deposit are eligible for Basic overdraft protection. ... Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) ...Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period ...You can deposit funds into your GO2bank account in several ways: Deposit cash at a retail store + (major retailers like Walmart accept Green Dot cash deposits) Cash a check with the app* (check deposit) Set up a qualifying direct deposit; This last option can unlock a host of value-added features, including: Get paid up to two business days ...If you enroll in direct deposit for Social Security, Supplemental Security Income, Veterans Benefits, Federal Civil Service, or Unemployment benefits the entire amount of your benefit payment must be deposited to your GO2bank account. You can cancel the direct deposit of your federal government benefits at any time, but you cannot change the ...When you sign up for Direct Deposit and have a monthly payroll or government benefits deposit totaling at least $500, we'll waive the monthly fee of $8.95 for your card account! LEARN MORE. One full year of consecutive direct deposits of $500 or more is equal to $107.40 in savings!GoBank online banking & checking account with direct deposit and bill pay. Free ATM network of 42,000+.These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.Available only to existing GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Set up ASAP Direct Deposit™ on your GO2bank account, and receive direct deposits totaling at least $100 in the past 30 days. Easily apply for a GO2bank Secured Credit Card within the app.These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.1 Banks That Allow Early Direct Deposit. 1.1 Affinity Credit Union. 1.2 Ally Bank. 1.3 American Express. 1.4 BluPeak Credit Union. 1.5 Capital One. 1.6 Chime. 1.7 Citizens Bank. 1.8 Credit Karma.If your check is not approved, your account will not be funded, and no fees will be assessed. The Ingo Money service also allows you to cash a check for no fee. If time is on your side, you can receive your money in 10 days if your check is not returned unpaid within the 10-day period. All checks are subject to approval for funding at Ingo ...You can pay anyone in the United States that you would normally pay by check or automatic debit. Thousands of billers who accept electronic payments are supported, including many utility companies, cell phone providers, and others. You can view a complete list of billers when you add your first biller.These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.No. Early access to your direct deposit is automatically enabled for your GO2bank account when you set up direct deposit. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.1. Log in to your GO2bank app and select Menu. 2. Select Notifications. 3. Select direct deposit posted. 4. Select the notification method you prefer and you're all set! Was this guide helpful?GO2bank Help: GO2bank accountholders who receive direct deposit are eligible for Basic overdraft protection. ... Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) ... More easy deposit options, less waiting for your money. Add money to your GO2bankTM account wherever, whenever with these easy deposit options. Open an account. Fuel up your tax refund with our $50,000 Fast Tax Payout. You could win $500 when you direct deposit your tax refund to your GO2bank account. Learn more. The time necessary to process direct deposits varies depending on the company sending the money and the bank receiving the deposit. Many companies send the electronic payment days ...
You use your Venmo account to transfer money from your linked GoBank account for purposes of funding your Venmo account. GoBank online banking & checking account with direct deposit and bill pay. Free ATM network of 42,000+. Open your account now!. Erie peach street restaurants
There are a few possible reasons why you cannot link a debit card: The name on the debit card must match the name on the GO2bank account. The debit card must be a Visa or Mastercard card. You may have mis-entered the card number, expiration date and/or security code so retry linking the card. The debit card may be expired. Cash checks fast or for free. Just snap a pic with your phone and get your money in minutes for a fee, or 10 days for free.*. Your cash deposit spot is nearby. Deposit cash with your card or the app at a nearby retailer, with 90,000+ locations nationwide.*. This way to early payday. Get your pay up to 2 days early*. Open an account. GO2bank reports your credit standing to the three major credit bureaus every month at the time your card eStatement is generated. Credit standing includes information like whether you make your minimum payment in full and on time and whether your card balance is low.Mar 11, 2023 · What time does direct deposit hit? In most cases, a direct deposit will hit at midnight between 12:00 AM and 6:00 AM on a scheduled payday or the following business day after the deposit was made. Direct deposits are designed to be immediate, meaning you receive payment on the same day the payer initiated the deposit. Direct Deposit: Electronic funds that are deposited directly into your bank account rather than through a paper check. Common uses of a direct deposit include income tax refunds and pay checks.Pay day is Friday but always get it early AM Thursdays. I have Capital One 360 checking, and my direct deposit always posts around noon Tuesday and my payday is Thursday. No issues. Anyone having issues with early DD today? Does anyone use capital one 360 as their checking and has money direct deposited there?No monthly fee. $5 with eligible direct deposit. Overdraft protection up to $200 with opt-in and eligible direct deposit *. Up to $200. Up to $10. Free ATM network *. Early access to your pay *. Deposit cash at a retail store *. Cash checks with the app *.There is no minimum direct deposit amount required to qualify for the 4.60% APY for savings. Members without direct deposit will earn up to 1.20% annual percentage yield (APY) on savings balances ...The rep mentioned a direct deposit transacted too. Glad the criminal got their payday. Not. There must've been a breach somewhere else for this to be happening to a number of people all at once. ... "GO2bank: Untrusted device, has been used to log in to your account on 04/07/2021" followed shortly after by "GO2bank: New trusted device, has been ...Where can I find the SSI Social Security Benefits Payment Schedule? Check the estimated Social Security SSI payment schedule calendar on the Social Security website. To learn how to get your Social Security benefit payments up to 4 days early, see "How do I set up direct deposit to receive my government benefits in my GO2bank account?"Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period ...What happened? My direct deposit was supposed to be deposited today, but I don't see it on my available balance. What happened? Direct deposit early availability depends on …A qualifying new payroll or government direct deposit is defined as a direct deposit that has not appeared on an account within the past 30 days. One $20 credit per customer. Promotional credits are reported on form 1099-INT to the IRS.Because that’s what your GO2 is for. Here's a helpful break down of what GO2bank's overdraft protection covers: Types of transactions – Purchase transactions (no ATM, checks, fund transfers, or bill pay) How much are fees – No fees if you overdraw $10 or less, otherwise $15 per overdraft. How many fees – Maximum of 10 fees ($150) per ...Many times, your employer or benefits provider will notify us of your incoming direct deposit in advance of your actual payday. If they do, we will credit your pay or benefits to your account when they give us that advance notice instead of waiting for payday. ... GO2bank does not provide and is not responsible for the product, services or ...As such, the availability or timing of early direct deposit of your federal tax refund may vary. The name and Social Security number on file with the Internal Revenue Service must match your GO2bank account exactly or we will decline your deposit. ... You are about to leave GO2bank.com. GO2bank does not provide, and is not responsible for, the ...Online banking options like Chime allow you to receive your money even earlier than traditional banks¹. 2. Faster and safer transactions. A direct deposit gets rid of the bank visits for both the payer and the payee. They are more convenient and safer because there's no chance to lose a paper check. 3. GO2bank Help: Tax refund direct deposit. Yes. No. GO2bank offers lots of easy ways you can add money to your account. Deposit cash at nationwide retailers, generate a secure barcode in the app and scan the code at participating retailers, cash a check with the GO2bank app, or link bank accounts or debit cards to transfer money to your account.These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants.Certificates of deposit (CDs) can be ideal for beginning investors. They’re relatively low risk when you compare them to other more volatile financial products, like stocks, becaus....