Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, mortgages, personal loans, and credit cards ARE NOT FDIC INSURED OR GUARANTEED. Member FDIC. NMLS #399797. Equal Housing Lender. ©2024 KeyCorpYou are about to leave Laurel Road online banking to go to Mohela, our loan servicing partner, at laurelroad.mohela.com. There, you’ll be able to make payments, …GradFin and Laurel Road are brands of KeyBank N.A. GradFin members that met the requirement for Public Service Loan Forgiveness (PSLF) qualified for an average of $116,697.74 in student loan forgiveness as of 01/08/2024. This is the total dollar value of loans forgiven for GradFin customers as of 01/08/2024. This dollar value is based on the ...If the APY on your account has changed during the statement period, then the APYE will reflect those changes. For example, if the APY was 3.00% on March 1 and then changed to 3.50% later in March, then the APYE shown on your March statement would be between 3.00-3.50%. Two important pieces of the APYE calculation are the average daily balance ...Read customer reviews of Laurel Road, an online bank that offers savings accounts, loans and refinancing. Many customers complain about account locking, poor service and …Laurel Road 3 Corporate Drive Ste. 420 Shelton, CT 06484 ; You can also fund your account in the following ways; however, please be aware that these methods are subject to Laurel Road mobile deposit and external transfer limits: Make a mobile check deposit. With the Laurel Road Mobile Banking app, you can deposit a check by simply …Laurel Road continues to see significant interest in its healthcare strategy, focusing on products tailored to physicians and dentists. The launch of Laurel Road for Doctors in 2021 provided medical professionals with an expanded set of digital offerings so that these professionals can have financial peace of mind at each career stage, while ...We help doctors like you finance the dream of homeownership. With a Laurel Road Mortgage, eligible physicians and dentists (you too, residents!) can get flexible down payment options, † premium service, relationship rate discounts, and more. To get started, speak to a KeyBank mortgage specialist at 1-877-801-4686. †Geographic limitations apply.Laurel Road Linked Savings Account Balance. APRs shown include the initial 2-month 0.25% interest rate discount for opening a Laurel Road Linked Savings account. Use the slider to calculate the discounted rate for maintaining the monthly account balance [$0 = 0.00%, $1,000 = 0.10%, $10,000= 0.20%, $20,000+ = 0.30%].Referred can only be referred by one Referrer. Referrals must be made through the Laurel Road website. Please contact us at (855)245-0989 (TDD/TTY: (800) 539-8336) if assistance or accommodations are needed. Laurel Road’s Referral Program cannot be combined with any affiliate or partnership bonus programs.Laurel Road Linked Savings Account Balance. APRs shown include the initial 2-month 0.25% interest rate discount for opening a Laurel Road Linked Savings account. Use the slider to calculate the discounted rate for maintaining the monthly account balance [$0 = 0.00%, $1,000 = 0.10%, $10,000= 0.20%, $20,000+ = 0.30%].Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, mortgages, personal loans, and credit cards ARE NOT FDIC INSURED OR GUARANTEED. Member FDIC. NMLS #399797. Equal …You are about to leave Laurel Road online banking to go to Mohela, our loan servicing partner, at laurelroad.mohela.com. There, you’ll be able to make payments, see your statements, and get tax documents for your loans. For your security, you will need to sign in at laurelroad.mohela.com using your Mohela login. Continue. Cancel. Feedback ...Find local businesses, view maps and get driving directions in Google Maps.Laurel Road is a brand of KeyBank National Association. To continue, please agree to a soft credit pull by KeyBank. Don't worry! Checking your qualified rates through a soft credit pull won't impact your credit! But you should know that by clicking this toggle and continuing with the application process, you are providing Express Written ...Apr 3, 2024 · Laurel Road provides fixed- and variable-rate student loans without origination fees. The maximum interest rate on a fixed loan with terms of five to 10 years is 10.00%, 10.20% for 15 years, and ... Jul 20, 2023 · Laurel Road assumes no liability for loss or damage incurred by use of the information provided. Please visit laurelroad.com for full product details, terms and conditions. Primary account holder is eligible to earn monthly rewards of up to $20 a month from the second through thirteenth statement periods, which is considered your “first year.” KWT Global for Laurel Road. 646-989-8147. [email protected]. Kimberly Kowalski. KeyBank Corporate Communications. 216-406-2076. [email protected]. 0. Laurel Road for Doctors reimagines banking experiences for physicians and dentists with new products informed by and tailored to their needs.Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, mortgages, personal loans, and credit cards ARE NOT FDIC INSURED OR GUARANTEED. Member FDIC. NMLS #399797. Equal Housing Lender. ©2024 KeyCorpMembers who open a Laurel Road Linked Savings account in conjunction with an application to refinance their student loans will receive an introductory 2-month 0.25% interest rate discount on their Laurel Road student loan, which will be applied during the first two billing cycles of the student loan. Starting with the 3rd billing cycle, and …Find local businesses, view maps and get driving directions in Google Maps.You may prevent Laurel Road from paying for some transactions when your account does not contain sufficient available funds. Call 1-833-427-2265. Overdraft Protection Options. You can choose another Laurel Road account to back up to your checking account and help pay for any overdraft transactions that may occur. No …User Agreement. Last Updated January 30, 2024. Laurel Road is a brand of KeyBank National Association offering online lending products in all 50 U.S. states, Washington, D.C., and Puerto Rico. Mortgage lending is not offered in Puerto Rico. All loans are provided by KeyBank National Association, Member FDIC and Equal Housing Lender.Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, mortgages, personal loans, and credit cards ARE NOT FDIC INSURED OR GUARANTEED. Member FDIC. NMLS #399797. Equal Housing Lender. ©2024 KeyCorp We help doctors like you finance the dream of homeownership. With a Laurel Road Mortgage, eligible physicians and dentists (you too, residents!) can get flexible down payment options, † premium service, relationship rate discounts, and more. To get started, speak to a KeyBank mortgage specialist at 1-877-801-4686. †Geographic limitations apply. Laurel Road 3 Corporate Drive Ste. 420 Shelton, CT 06484 ; You can also fund your account in the following ways; however, please be aware that these methods are subject to Laurel Road mobile deposit and external transfer limits: Make a mobile check deposit. With the Laurel Road Mobile Banking app, you can deposit a check by simply …Bottom line. Laurel Road Student Loan Refinancing is a great option for those who took out loans to pay their way through medical school. If you are in a residency program or fellowship, you can ...Apr 11, 2024 · You are about to leave Laurel Road online banking to go to Mohela, our loan servicing partner, at laurelroad.mohela.com. There, you’ll be able to make payments, see your statements, and get tax documents for your loans. For your security, you will need to sign in at laurelroad.mohela.com using your Mohela login. Laurel Road joins an impressive list of Brand Union’s clients such as Aetna, Tyson Foods, and Dell who have worked with the agency. About Laurel Road. Laurel Road is the national online lending division of Darien Rowayton Bank. FDIC-insured and established in 2006, Darien Rowayton Bank has helped thousands of professionals with …36 months of $100 180 months of $853 - $986. $157,078 - $181,001. 20 Year. 4.90% - 6.53%. 4.83% - 6.40%. 36 months of $100 240 months of $727 - $867. $178,100 - $211,642. Laurel Road for Doctors offers medical and dental resident student loan refinancing. We offer great resident refinancing rates for today’s healthcare leaders.Laurel Road is a digital banking platform offering Student Loan Refinancing, Mortgages, Personal Loans, Student Loan Cashback Credit Cards, Checking and savings accounts, and more. Click here to ...GradFin and Laurel Road are brands of KeyBank N.A. GradFin members that met the requirement for Public Service Loan Forgiveness (PSLF) qualified for an average of $116,697.74 in student loan forgiveness as of 01/08/2024. This is the total dollar value of loans forgiven for GradFin customers as of 01/08/2024. This dollar value is based on the ...Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, mortgages, personal loans, and credit cards ARE NOT FDIC INSURED OR GUARANTEED. Member FDIC. NMLS #399797. Equal Housing Lender. ©2024 KeyCorpChat with us, we're here to help. Laurel Road FAQ | Questions come up, and we have some answers. Learn about our Student Loan Refinancing, Mortgage, and Personal …Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, mortgages, personal loans, and credit cards ARE NOT FDIC INSURED OR GUARANTEED. Member FDIC. NMLS …Redeem 2% cashback towards any eligible medical school loan. 1. Redeem 2% cashback towards any eligible medical school loan. 1. Introducing the first credit card that lets you redeem 2% cashback towards student loans with 95% of U.S. servicers. Or, you can redeem 1% cashback towards anything else. † See important rate and fee information.You may prevent Laurel Road from paying for some transactions when your account does not contain sufficient available funds. Call 1-833-427-2265. Overdraft Protection Options. You can choose another Laurel Road account to back up to your checking account and help pay for any overdraft transactions that may occur. No … Current Interest Rate information may be obtained by contacting Laurel Road customer service at 1-833-427-2265, or writing Laurel Road. P.O. Box 191, Bridgeport, CT 06601. For clients using a TDD/TTY device, please call 1-800-539-8336. Laurel Road’s low-APR personal loans can be used for larger purchases like travel, home improvements, weddings, credit card consolidation, and more. Residents can borrow up to $45,000 +, depending on year of residency. Personal Loan Benefits Include: EMRA Members receive an additional 0.50% rate discount on a personal loan …Current Interest Rate information may be obtained by contacting Laurel Road customer service at 1-833-427-2265, or writing Laurel Road. P.O. Box 191, Bridgeport, CT 06601. For clients using a TDD/TTY device, please call 1-800-539-8336.If the APY on your account has changed during the statement period, then the APYE will reflect those changes. For example, if the APY was 3.00% on March 1 and then changed to 3.50% later in March, then the APYE shown on your March statement would be between 3.00-3.50%. Two important pieces of the APYE calculation are the average daily balance ...GradFin and Laurel Road are brands of KeyBank N.A. GradFin members that met the requirement for Public Service Loan Forgiveness (PSLF) qualified for an average of $116,697.74 in student loan forgiveness as of 01/08/2024. This is the total dollar value of loans forgiven for GradFin customers as of 01/08/2024. This dollar value is based on the ...10.36% - 22.81%. 60. $215 - $281. $12,900 - $16,860. Finance your next car purchase with a Laurel Road automotive personal loan. Good credit borrowers can get funds for any make, model or mileage.For transfers from a non-Laurel Road account or non-KeyBank account, the date for transfers submitted prior to 5 p.m. ET will be effective on the same business day. Transfers submitted after that time, or on weekends or holidays, will be effective on the next business day. Those funds can take up to 4 business days to process. Transfers to a …Property overview. 300 Laurel Road, Veteran, Qld 4570 has a land size of 175,107 m². It is a house with 2 bedrooms, 2 bathrooms, and 8 parking spaces. It was sold in 2022 for $700,000 by Anchor Realty - Gympie. Powered by.High Yield Savings Account with Laurel Road. When it comes to High Yield Savings Accounts, Laurel Road offers competitive rates that can help your savings grow faster. With rates that are consistently higher than the national average, you can maximize your savings potential and reach your financial goals sooner. Laurel Road’s HYSA also ...You are about to leave Laurel Road online banking to go to Mohela, our loan servicing partner, at laurelroad.mohela.com. There, you’ll be able to make payments, …Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, mortgages, personal loans, and credit cards ARE NOT FDIC INSURED OR GUARANTEED. Member FDIC. NMLS #399797. Equal Housing Lender. ©2024 KeyCorpIMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited …Yes, Laurel Road refinances student debt for doctors (MD or DO) and dentists (DDS or DMD) while they are in residency and before they begin practicing as attending physicians. Residents can defer making full payments on their loan up to 6 months after their residency and fellowships. Total loan term including residency, fellowship and grace period must …Apr 4, 2024 · Laurel Road Loyalty Checking Account. Insider’s Rating 3.5/5. Perks. Earn $100 bonus after making a qualifying direct deposit of $2,500 or more within 60 days of opening your account (offer ... Laurel Road was previously a division of Darien Rowayton Bank — it offered student loan refinancing under DRB branding until June 2017. It caters to health professionals, offering special ... Laurel Road assumes no liability for loss or damage incurred by use of the information provided. Please visit laurelroad.com for full product details, terms and conditions. All Laurel Road lending products are subject to credit approval. Find local businesses, view maps and get driving directions in Google Maps. Our lending experts are here to help. Our customer service line and live chat are accessible 6 days a week for Laurel Road customer feedback. Operating Hours: Monday - Thursday 8:30am - 8:30pm EST. ; Friday and Saturday 8:30am - 5:30pm EST. Email us at [email protected] KWT Global for Laurel Road. 646-989-8147. [email protected]. Kimberly Kowalski. KeyBank Corporate Communications. 216-406-2076. [email protected]. 0. Laurel Road for Doctors reimagines banking experiences for physicians and dentists with new products informed by and tailored to their needs.Laurel Road provides fixed- and variable-rate student loans without origination fees. The maximum interest rate on a fixed loan with terms of five to 10 years is 10.00%, 10.20% for 15 years, and ...In providing this information, neither Laurel Road nor KeyBank nor its affiliates are acting as your agent or is offering any tax, financial, accounting, or legal advice. Any third-party linked content is provided for informational purposes and should not be viewed as an endorsement by Laurel Road or KeyBank of any third-party product, …Referred can only be referred by one Referrer. Referrals must be made through the Laurel Road website. Please contact us at (855)245-0989 (TDD/TTY: (800) 539-8336) if assistance or accommodations are needed. Laurel Road’s Referral Program cannot be combined with any affiliate or partnership bonus programs.Compound interest is calculated periodically—either daily, monthly or quarterly—and then added back to your account balance. The next time your interest is calculated, it’s based on the new, increased balance. Transcript. Compound interest is the hidden superpower of saving because it helps your money make more money.View Deposit Account Agreement. ®. Starting at 12:00AM EST on September 10, 2023 through 11:59PM EST on December 31, 2023 (“Campaign Period”), a $50 bonus will be awarded to Laurel Road members (“Referrer”) for each referred friend to Laurel Road (“Referred”) who opens a new Laurel Road High Yield Savings (HYS) account and meet …The first checking rewards that pays you to get paid. 6,7. With Loyalty Checking, you could earn a $100 welcome bonus 6 for setting up qualifying direct deposits, plus you could earn up to $20 every month 7 – that’s up to $340 in cash rewards in the first year. Laurel Road for nurses introduces smart banking and student loan solutions with ...Laurel Road helps you finance the dream of homeownership. Secure, trusted home loans—powered by a simplified online process that gets you to closing, fast. To get started, speak to a KeyBank mortgage specialist …Bottom line. Laurel Road Student Loan Refinancing is a great option for those who took out loans to pay their way through medical school. If you are in a residency program or fellowship, you can ...Oct 10, 2023 · Laurel Road’s star rating reflects this lack of verifiable information. Laurel Road is an online lending platform owned by KeyBank that offers personal loans to excellent- and good-credit borrowers. Get fast, easy access to all your Laurel Road accounts in one convenient place. Bank securely with the Laurel Road Mobile app: view your account balances, monitor your credit score, send and receive money with Zelle®, deposit checks, manage your bill payments, and more—all available 24/7, right from your mobile device. Manage your accounts.Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, mortgages, personal loans, and credit cards ARE NOT FDIC INSURED OR GUARANTEED. Member FDIC. NMLS #399797. Equal …Under Biden’s proposed one-time forgiveness plan, only people who earned less than $125,000 as an individual or $250,000 as part of a married couple in 2020 or 2021 will be eligible for forgiveness. The plan calls for up to $20,000 in debt cancellation to Pell Grant recipients with loans held by the Department of Education and up to $10,000 ...The Laurel Road High Yield Savings Account is an FDIC-insured savings account that offers a competitive interest rate and no monthly fees. As of this writing, the APY is 5.00%, which is one of the ...Mar 18, 2024 · Rates And Terms. Laurel Road currently offers the following rates: Variable Rate: 5.49% - 9.95% APR. Fixed Rate: 5.44% - 9.75% APR. Whether you’re refinancing a student loan or a parent plus loan, you’ll need to decide on a repayment term as well as whether you want a variable or fixed interest rate loan. Redeem 2% cashback towards any eligible medical school loan. 1. Redeem 2% cashback towards any eligible medical school loan. 1. Introducing the first credit card that lets you redeem 2% cashback towards student loans with 95% of U.S. servicers. Or, you can redeem 1% cashback towards anything else. † See important rate and fee information.Laurel Road is a federally registered service mark of KeyCorp. 3 Corporate Drive, 4th fl, Shelton, CT 06484. American Medical Student Association Phone: (703) 620-6600 Fax: (703) 620-6445 Join8.78% - 22.96%. 24 months of $25. 60 months of $232- $423. $14,549 - $25,960. Laurel Road for Doctors offers personal loans specifically for residency or a fellowship. As a Resident or Fellow you can pay as little as $25 per month during your training with a residency personal loan.Apr 3, 2019 · The acquisition underpins KeyBank’s strategic growth efforts, by enhancing its digital capabilities through customized, end-to-end lending products. Laurel Road, based in New York City, has built a compelling student loan refinancing platform, which launched in 2013 and has rapidly grown to total more than $4 billion in loan originations to date. Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, mortgages, personal loans, and credit cards ARE NOT FDIC INSURED OR GUARANTEED. Member FDIC. NMLS #399797. Equal …Laurel Road Linked Savings Account Balance. APRs shown include the initial 2-month 0.25% interest rate discount for opening a Laurel Road Linked Savings account. Use the slider to calculate the discounted rate for maintaining the monthly account balance [$0 = 0.00%, $1,000 = 0.10%, $10,000= 0.20%, $20,000+ = 0.30%].Laurel Road provides competitive student loan refinancing rates, and AMA members get access to these exclusive benefits: Receive a 0.25% rate discount when you refinance with Laurel Road *. Entirely online application allows physicians to check rates in minutes—without impacting your credit score *.By Roger Button For The Gondolier. Jan 20, 2021 Updated Feb 24, 2022. 0. 1 of 6. Infrastructure work is underway on Mirasol, a new Town Center set for North Venice near Laurel Road and Knights Trail. PHOTO BY ROGER BUTTON. A new Town Center, named Mirasol, is being built in North Venice off Laurel Road and Knights Trail …Laurel Road provides a full suite of digital banking and lending products for physicians to help manage medical school debt and achieve their financial goals. AAFP members receive a 0.25% rate ...Laurel Road Cafe & Deli is a coffee shop serving Northport, NY and we focus on offering and providing our customers with high-quality service, visit us and enjoy our unique food and drinks that will delight your palate. Contact us today, call us at 631-387-7085 or 631-239-6177 or stop by. free estimate . In The Variety Is The Taste. 0 % Best Service. 0 % …Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, mortgages, personal loans, and credit cards ARE NOT FDIC INSURED OR GUARANTEED. Member FDIC. NMLS …Laurel Road is a KeyBank company that offers online mortgage lending with competitive rates, low APRs, and relationship discounts. Find the right loan type and get expert … Securely access your Laurel Road accounts online Mar 13, 2024 · Laurel Road is an online-only bank, so customers won’t have access to branches. Customer service is available by phone Monday through Friday from 8 a.m. to 8 p.m. Eastern time, and the bank’s ...
Read customer reviews of Laurel Road, an online bank that offers savings accounts and loans. Many customers complain about their accounts being locked, funds being frozen, and poor customer service. . Onn news
Feb 20, 2024 · Get fast, easy access to all your Laurel Road accounts in one convenient place. Bank securely with the Laurel Road Mobile app: view your account balances, monitor your credit score, send and receive money with Zelle®, deposit checks, manage your bill payments, and more—all available 24/7, right from your mobile device. Manage your accounts. You can access lower parent loan rates when you open a Laurel Road Linked Savings account during refinancing. Depending on how much you save, you could receive up to a 0.30% rate discount. 7. Learn More. 0.25% introductory rate discount 7. Up to 0.30% off your rate depending on your savings balance 7. Nov 15, 2023 · The Laurel Road High Yield Savings Account is an FDIC-insured savings account that offers a competitive interest rate and no monthly fees. As of this writing, the APY is 5.00%, which is one of the ... Laurel Road offers personal loans with low rates and flexible terms to help you fund your unexpected financial needs. Minimum loan amount of $5,000. Maximum amount of $35,000 for loan purposes of Auto Purchase, Business, Green Loan, Moving Expenses, and other. Maximum loan amount of $45,000 for loan purposes of Debt Consolidation, Major ... Laurel Road | High Yield Savings. Laurel Road is a brand of KeyBank, N.A. All products are offered by KeyBank, N.A. Member FDIC. ©2024 KeyCorp® All Rights Reserved.Hier sollte eine Beschreibung angezeigt werden, diese Seite lässt dies jedoch nicht zu.The first checking account designed with nurses in mind. Get rewarded for switching to Laurel Road! Now, nurses could earn up to $20 cash reward 2 for every month you make qualifying ACH direct deposits during the first 12 months. Plus, a $100 welcome bonus 3 – that's up to $340 in your first year. 4. View Laurel Road Checking Rates & Fees.10% of your discretionary income (and your spouse’s if filing jointly) Never more than federal 10-year Standard Repayment Plan amount. 20 years. Not accepting new enrollments as of July 2023. SAVE (formerly REPAYE) 5% of discretionary income for Undergraduate Loans. 10% of discretionary income for Graduate Loans.Laurel Road, Darien, Connecticut. 11,929 likes · 235 talking about this. A digital banking platform with tailored offerings to support the financial wellbeing of healthcare and business...Laurel Road 3 Corporate Drive 4th Floor Shelton, CT 06484 General Inquiries: (833) 427-2265. Mortgage: (877) 801-4686 [email protected] TDD/TTY: (800) 539-8336. Partnership Inquiries. 1-855-245-0989 TDD/TTY: (800) 539-8336 [email protected] Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, … 8.78% - 22.96%. 24 months of $25. 60 months of $232- $423. $14,549 - $25,960. Laurel Road for Doctors offers personal loans specifically for residency or a fellowship. As a Resident or Fellow you can pay as little as $25 per month during your training with a residency personal loan. You are about to leave Laurel Road online banking to go to Mohela, our loan servicing partner, at laurelroad.mohela.com. There, you’ll be able to make payments, see your statements, and get tax documents for your loans. For your security, you will need to sign in at laurelroad.mohela.com using your Mohela login. Continue. Cancel. Feedback ...Laurel Road is a digital banking platform offering Student Loan Refinancing, Mortgages, Personal Loans, Student Loan Cashback Credit Cards, Checking and savings accounts, and more. Click here to ...Laurel Road 3 Corporate Drive 4th Floor Shelton, CT 06484 General Inquiries: (833) 427-2265. Mortgage: (877) 801-4686 [email protected] TDD/TTY: (800) 539-8336. Partnership Inquiries. 1-855-245-0989 TDD/TTY: (800) 539-8336 [email protected] Laurel Road is a brand of KeyBank N.A. All products are offered by KeyBank N.A. Student loans, …Securely access your Laurel Road accounts online. Last updated: 2024-03-22 14:12:50Apr 3, 2024 · Laurel Road provides fixed- and variable-rate student loans without origination fees. The maximum interest rate on a fixed loan with terms of five to 10 years is 10.00%, 10.20% for 15 years, and ... In providing this information, neither Laurel Road nor KeyBank nor its affiliates are acting as your agent or is offering any tax, financial, accounting, or legal advice. Any third-party linked content is provided for informational purposes and should not be viewed as an endorsement by Laurel Road or KeyBank of any third-party product or …Our lending experts are here to help. Our customer service line and live chat are accessible 6 days a week for Laurel Road customer feedback. Operating Hours: Monday - Thursday 8:30am - 8:30pm EST. ; Friday and Saturday 8:30am - 5:30pm EST. Email us at [email protected], Laurel Road refinances student debt for doctors (MD or DO) and dentists (DDS or DMD) while they are in residency and before they begin practicing as attending physicians. Residents can defer making full payments on their loan up to 6 months after their residency and fellowships. Total loan term including residency, fellowship and grace ...10% of your discretionary income (and your spouse’s if filing jointly) Never more than federal 10-year Standard Repayment Plan amount. 20 years. Not accepting new enrollments as of July 2023. SAVE (formerly REPAYE) 5% of discretionary income for Undergraduate Loans. 10% of discretionary income for Graduate Loans..